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About and sources

PayCalc is an independent South African site with one job: clear answers about pay, with the working shown.

Sources

• Income tax tables, rebates and thresholds for the 2026/27 tax year: SARS, Rates of Tax for Individuals.
• UIF benefit formula, the R17 712 earnings ceiling and credit days: Department of Employment and Labour fact sheet on the calculation of UIF benefit payments.
• The split between 238 days at the full rate and the remaining days at 20%: Department of Employment and Labour claims guide.
• Medical scheme fees tax credits for the 2026/27 tax year: SARS, Medical Tax Credit Rates.
• The retirement fund deduction limit of 27.5% and R430 000 a year: SARS Guide for Employers in respect of Employees' Tax (2027).
• The national minimum wage of R30.23 an hour from 1 March 2026: Government Notice R. 7083 of 3 February 2026, National Minimum Wage Act.

Rates were last checked in October 2026. Tax tables change every year after the Budget speech in February.

What the estimates leave out

Take-home pay covers PAYE, UIF, the medical aid tax credit and retirement contributions if you enter them. It does not include bonuses, allowances or the extra medical expenses credit you may claim on your tax return. UIF pays from what your employer declared, so its figure can differ from ours.

Not advice

Everything here is an estimate for general information. It is not tax, legal or financial advice. PayCalc is not affiliated with SARS, the UIF or the Department of Employment and Labour.